Here are the answers to the most commonly asked questions about paperless payday loans.
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FAQs on Paperless Payday Loans

What are paperless payday loans?

Paperless payday loans are payday loans done online to save you time and effort. Payday loans are small, short-term loans that give you the cash you need to make it through to your next paycheck. The "paperless" part means that the entire process is conducted online, and your cash is deposited directly into your account overnight.

Why paperless payday loans instead of a regular payday loan?

Only paperless payday loans can offer the convenience of online applications, reduced need for documentation, and direct deposit into your account. This ends up saving you a lot of hassle and time. With emergency expenses to cover, you will want your money in the fastest, most efficient way possible.paperless payday loans can offer you that.

What if I have credit problems?

Credit problems? No problem! The beauty of paperless payday loans is that they do not require a credit check. What's more, the presence of charge-offs, bankruptcies, or bounced checks in your credit history will not disqualify you from receiving a payday loan.

What do I need to qualify?

Qualifying for paperless payday loans is much easier than qualifying for traditional credit. You will need to be:

  • Currently employed (or receiving regular income)
  • At least 18 years old
  • A U.S. citizen with a checking or savings account
  • Making at least $1000 per month in income

How long will it take?

Customers are typically approved within hours of applying. You will usually have access to your cash the next day.

When should I get a paperless payday loan?

When you encounter emergency expenses between paychecks, paperless payday loans can see you through until the next payday. Some expenses come up unexpectedly and require urgent attention. A payday loan can give you quick cash to help cover such expenses.

What if I can't repay the loan in full on my due date?

Paperless payday loans offer the flexibility of several different payment options, one of which involves only paying the finance charge on your due date. This means you will roll your loan over, or extend it, by paying an additional finance charge. This will give you extra time to come up with the money.

Please contact us if you have any other questions.